Free Tool

SVG PAYE Tax Calculator 2026

Track your income tax all year in the spreadsheet you already know - or run it in any browser, no install required. So you're never surprised at filing time.

Download Excel (.xlsx)

Works in Excel, Google Sheets, LibreOffice

Download Browser App (.html)

Runs on Windows, macOS, Linux

No sign-up required

Two Formats

Pick the One That Suits You

Both versions use the same official Inland Revenue tax tables and produce the same results. Choose whichever fits how you work.

Excel Spreadsheet RECOMMENDED

The classic .xlsx file. Best for people already comfortable in a spreadsheet - edit cells, copy data, customise as you go.

  • Opens in Excel, Google Sheets, LibreOffice, Numbers
  • 16 sheets - instructions, annual summary, 12 months, remuneration, tax table
  • Formula-driven - inspect or modify any calculation
  • Requires a spreadsheet application

Browser App NO INSTALL

A single HTML file you double-click to open. Looks and works like a small application - no spreadsheet software needed. We built this version to guarantee cross-OS functionality for users without Excel.

  • Runs on Windows, macOS, Linux - any modern browser
  • Works fully offline once downloaded
  • Auto-saves your entries between sessions
  • Export / import JSON backups, print remuneration as PDF
Overview

What It Does

A free tax calculator built for workers in Saint Vincent and the Grenadines, available in two interchangeable formats: a formula-driven Excel spreadsheet, and a zero-install HTML app that opens in any browser. Enter your monthly income and PAYE deductions, and instantly see whether you owe additional tax or have overpaid. Both versions use the official SVG Inland Revenue PAYE monthly tables - not estimates. At the end of the year, your filing summary is already done.

Monthly sheet - income, tax calculation, and quick stats
Remuneration summary - filing-ready document for tax return submission
Annual summary - full-year totals across all 12 months with key metrics

The browser app - same tables, same math, same filing-ready output. Runs on any OS.

Browser app - how-to-use guide with step-by-step instructions and colour legend
Browser app - annual summary dashboard showing 12-month totals
Browser app - remuneration summary ready for filing
Highlights

Why Use This Calculator

Official Tax Tables Built In

Official Tax Tables Built In

Uses the actual SVG Inland Revenue PAYE monthly tables (Code 245, Standard Deduction $25,000) - not estimates.

Never Underpay

Never Underpay

Automatically rounds up to the next tax bracket when your income falls between table entries. Conservative by design.

Multiple Income Sources

Multiple Income Sources

Handles up to 3 income sources per month - perfect for people with a main job plus freelance, rental, or a second employer.

Filing-Ready Summary

Filing-Ready Summary

Auto-generates a remuneration summary that matches the format Inland Revenue expects. Just print and attach to your return.

100% Private

100% Private

No accounts, no cloud, no data collection. Excel keeps everything in your spreadsheet; the browser app stores data only in your browser on your device.

Instant Calculations

Instant Calculations

Enter your income and see your tax due, effective rate, and take-home pay instantly. Each month takes 30 seconds.

Getting Started

How It Works

Five minutes of setup, twelve months of clarity.

1

Download and Open

Pick your format. Download the .xlsx and open in Excel, Google Sheets, or LibreOffice - or download the .html file and double-click to open it in any browser. Start on the Instructions view to see how the sheets fit together.

2

Enter Your Monthly Income

Go to the current month's tab. Enter your gross income from each source in the yellow input cells. You have up to 3 source fields.

3

Enter Tax Already Deducted

Check your pay slip for the PAYE amount your employer deducted. Enter it in the tax deduction fields. If multiple employers deduct tax, enter each separately.

4

See Your Balance Instantly

The calculator shows whether you owe additional tax or have overpaid. The Quick Stats panel shows your effective tax rate and estimated take-home.

5

Repeat Monthly and File

Update each month as you get paid. When tax season comes, your Annual Summary and Tax Remuneration sheets are already done - just print and file before March 31st.

Contents

What's Inside

The same structure in both formats - 16 sheets / tabs, fully formula-driven, zero macros.

Instructions - Step-by-step guide with colour code legend
Annual Summary - Dashboard with all 12 months, annual totals, and effective rate
January - December - Individual monthly input sheets (3 income + 3 tax deduction fields each)
Tax Remuneration - Filing-ready summary with your name, address, NIS fields
Monthly Tax Table - 2,750+ official PAYE lookup entries ($2,080 - $15,835)
FAQ

Frequently Asked Questions

Common questions from SVG taxpayers.

Is this really free?

Yes, completely free for personal use. No sign-up, no email required, no hidden fees. Download and use it.

Excel or browser app - which should I pick?

If you already have Excel, Google Sheets, LibreOffice, or Numbers on your device, the Excel version is the most familiar choice. If you don't use a spreadsheet application, or you want something that just works by double-clicking, pick the browser app - it needs nothing but a web browser, which every computer already has. Both produce identical results.

Why did you make an HTML version?

Not everyone has a spreadsheet application installed, and some phones, school computers, and work machines restrict what software can be installed. The browser app removes that barrier entirely - any device with a web browser (Chrome, Safari, Firefox, Edge, or any other) can run it. It was built to guarantee cross-OS functionality for anyone without Excel.

Does the Excel version work with Google Sheets?

Yes. Upload the .xlsx file to Google Drive and open it with Google Sheets. All formulas and formatting are preserved.

How does the browser app save my data?

The browser app uses your browser's local storage - your entries are saved on your device only and persist between sessions, so you can close the tab and pick up where you left off next month. You can also export your data as a JSON backup file at any time, which is useful for moving between computers or keeping a safety copy.

What if I earn below $2,080/month?

If your total gross income for any month is below EC $2,080 (roughly $24,960 per year), you fall below the taxable threshold and the calculator will show $0.00 tax due.

Does this calculate NIS?

No. This tool only calculates PAYE income tax. National Insurance Service (NIS) contributions are calculated separately. Your employer typically handles NIS deductions.

Why does it round up to the next tax bracket?

The official PAYE table uses $5 salary increments. If your gross falls between two entries (e.g. $8,730.79 is between $8,730 and $8,735), the calculator uses the higher bracket's tax. This means you'll never owe Inland Revenue when you file - you might even get a small refund.

Can I use this if I have more than one job?

Absolutely. Each monthly sheet has 3 income source fields and 3 tax deduction fields. Enter each employer's gross pay and PAYE separately. The calculator combines them to determine your total tax obligation.

Is my data safe?

Your data never leaves your device. The Excel file is a standard spreadsheet - no macros, no internet connections, no cloud syncing. The browser app runs fully offline once loaded and stores entries only in your browser's local storage. Neither version uploads, transmits, or collects anything.

Is this an official government tool?

No. This is an independent tool built by KG3N Dynamics using the officially published PAYE tax tables from the SVG Inland Revenue Department. Always verify your figures against your official pay slips and consult Inland Revenue for any discrepancies.

Privacy

What this tool sends home.

Both versions of the SVG PAYE Tax Calculator run entirely on your device. The Excel spreadsheet contains no macros, no external links, and no internet connections - it is an ordinary .xlsx file. The browser app stores your monthly entries in your browser's local storage on your own device; the data never leaves your computer, is not transmitted to KG3N, and is not visible to any third party.

There are no accounts, no sign-up, no email collection, and no telemetry of any kind. JSON backups exported from the browser app are saved to your downloads folder under your control - we never see them.

For data we collect when you visit kg3n.com itself (separate from this tool), see our site privacy policy.

Download

Take Control of Your Tax

Stop guessing. Know exactly where you stand every month.

Download Excel (.xlsx) Download Browser App (.html)
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