Free Tool

SVG PAYE Tax Calculator 2026

The free spreadsheet that tracks your income tax all year - so you're never surprised at filing time.

Download Free - Excel (.xlsx)

Works in Excel, Google Sheets, LibreOffice - No sign-up required

Overview

What It Does

A free, formula-driven Excel spreadsheet built for workers in Saint Vincent and the Grenadines. Enter your monthly income and PAYE deductions, and instantly see whether you owe additional tax or have overpaid. Uses the official SVG Inland Revenue PAYE monthly tables - not estimates. At the end of the year, your filing summary is already done.

Highlights

Why Use This Calculator

Official Tax Tables Built In

Uses the actual SVG Inland Revenue PAYE monthly tables (Code 245, Standard Deduction $25,000) - not estimates.

Never Underpay

Automatically rounds up to the next tax bracket when your income falls between table entries. Conservative by design.

Multiple Income Sources

Handles up to 3 income sources per month - perfect for people with a main job plus freelance, rental, or a second employer.

Filing-Ready Summary

Auto-generates a remuneration summary that matches the format Inland Revenue expects. Just print and attach to your return.

100% Private

No accounts, no cloud, no data collection. Your numbers stay in your spreadsheet on your computer. Period.

Instant Calculations

Enter your income and see your tax due, effective rate, and take-home pay instantly. Each month takes 30 seconds.

Getting Started

How It Works

Five minutes of setup, twelve months of clarity.

1

Download and Open

Download the .xlsx file and open it in Excel, Google Sheets, or LibreOffice Calc. Start on the Instructions tab.

2

Enter Your Monthly Income

Go to the current month's tab. Enter your gross income from each source in the yellow input cells. You have up to 3 source fields.

3

Enter Tax Already Deducted

Check your pay slip for the PAYE amount your employer deducted. Enter it in the tax deduction fields. If multiple employers deduct tax, enter each separately.

4

See Your Balance Instantly

The calculator shows whether you owe additional tax or have overpaid. The Quick Stats panel shows your effective tax rate and estimated take-home.

5

Repeat Monthly and File

Update each month as you get paid. When tax season comes, your Annual Summary and Tax Remuneration sheets are already done - just print and file before March 31st.

Contents

What's Inside the Spreadsheet

16 sheets, fully formula-driven, zero macros.

Instructions - Step-by-step guide with colour code legend
Annual Summary - Dashboard with all 12 months, annual totals, and effective rate
January - December - Individual monthly input sheets (3 income + 3 tax deduction fields each)
Tax Remuneration - Filing-ready summary with your name, address, NIS fields
Monthly Tax Table - 2,750+ official PAYE lookup entries ($2,080 - $15,835)
FAQ

Frequently Asked Questions

Common questions from SVG taxpayers.

Is this really free?

Yes, completely free for personal use. No sign-up, no email required, no hidden fees. Download and use it.

Does it work with Google Sheets?

Yes. Upload the .xlsx file to Google Drive and open it with Google Sheets. All formulas and formatting are preserved.

What if I earn below $2,080/month?

If your total gross income for any month is below EC $2,080 (roughly $24,960 per year), you fall below the taxable threshold and the calculator will show $0.00 tax due.

Does this calculate NIS?

No. This tool only calculates PAYE income tax. National Insurance Service (NIS) contributions are calculated separately. Your employer typically handles NIS deductions.

Why does it round up to the next tax bracket?

The official PAYE table uses $5 salary increments. If your gross falls between two entries (e.g. $8,730.79 is between $8,730 and $8,735), the calculator uses the higher bracket's tax. This means you'll never owe Inland Revenue when you file - you might even get a small refund.

Can I use this if I have more than one job?

Absolutely. Each monthly sheet has 3 income source fields and 3 tax deduction fields. Enter each employer's gross pay and PAYE separately. The calculator combines them to determine your total tax obligation.

Is my data safe?

Your data never leaves your computer. This is a standard Excel file - there are no macros, no internet connections, no cloud syncing. Everything stays local on your device.

Is this an official government tool?

No. This is an independent tool built by KG3N Dynamics using the officially published PAYE tax tables from the SVG Inland Revenue Department. Always verify your figures against your official pay slips and consult Inland Revenue for any discrepancies.

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Take Control of Your Tax

Stop guessing. Know exactly where you stand every month.

Download the Calculator